Employee Applicant Privacy Notice

Who We Are

Shape a brighter financial future with us.

Together with our members, we re changing the way people think about and interact with personal finance.

We re a next-generation fintech company using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we re at the forefront. We re proud to come to work every day knowing that what we do has a direct impact on people s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

The AML Compliance Senior Specialist will be responsible for conducting independent reviews and analysis of possible suspicious activity to ensure compliance with the Bank Secrecy Act and the USA PATRIOT Act. The AML Compliance Senior Specialist will conduct thorough research and document their analysis and conclusions within the SoFi case management system to support their investigations and dispositions and will be responsible for filing SARs if the facts and circumstances support it.

What You ll Do

• Conduct AML investigations to evaluate whether AML risks derived from alerts and cases generated from manual and automated transaction monitoring alerts/cases are risk-relevant and may warrant a SAR filing to be prepared. Ensure alert and case determinations are appropriate, fully supported, clearly documented.
• Conduct Continuing Activity Reviews based on previously SARs filed and determine whether a subsequent filing is appropriate based on facts and circumstances.
• Conduct investigations related to 314(a) matches, 314(b) requests and law enforcement inquiries as necessary
• Maintain a thorough comprehension of AML typologies related to retail banking and wealth management.
• Conduct research utilizing available systems, databases, and the internet, consistent with the resolution of investigations.

What You ll Need

• Bachelor s Degree from a four-year college or university in a related field.
• 3-5 years of experience in the finance industry focusing on AML transaction monitoring.
• Demonstrated ability to communicate effectively with all levels of the organization and across different business lines.
• Excellent working knowledge of BSA/AML laws and regulations relative to money laundering and terrorist financing and the ability to apply this knowledge in assessing transaction activity.

Skills

• Experience with AML transaction monitoring systems.
• Administering anti-money laundering policies and procedures.
• Excellent organizational, verbal, written and interpersonal skills are required.
• Must be able to multitask, adapt well to changing priorities and effectively prioritize workflow to meet critical deadlines.
• Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure.
• Excellent analytical skills required

Nice To Have

• CAMS certification preferred (or willingness to become certified within one year of start date).

Why You ll Love Working Here

• Competitive salary packages and bonuses
• Comprehensive medical, dental, vision and life insurance benefits
• Generous vacation and holidays
• Paid parental leave for eligible employees
• 401(k) and education on retirement planning
• Tuition reimbursement on approved programs
• Monthly contribution up to $200 to help you pay off your student loans
• Great health & well-being benefits including: telehealth parental support, subsidized gym program
• These benefits are only applicable to full time employees

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The health and safety of our employees and their families is our top priority. Due to the ongoing nature of the COVID-19 pandemic, effective on November 1, 2021, U.S. employees must be fully vaccinated and boosted (when eligible) to work from any of our offices, travel for business or attend work-related meetings.

The company will make reasonable accommodations when possible for employees who are unable to be vaccinated because of a disability, pregnancy, sincerely held religious belief, or for other legally required reasons..

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email .

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.